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Employee Benefits AMERICAN SYSTEMS offers a comprehensive benefits package to ensure our employees receive the work-life support they need in and out of the office. Our benefits package includes the following: Medical Insurance Dental Insurance Vision Plan Flexible Spending Account Life and AD&D Insurance Disability Critical Illness insurance Group Accident Insurance Group Hospital Indemnity Insurance 401(k) Plan Employee Assistance Program (EAP) Employee Stock Ownership Plan (ESOP) Scholarship Program Combined Leave Account for Time Off Medical Insurance Our medical plan provides two high deductible coverage options through Anthem Blue Cross and Blue Shield. Both options have access to a Health Savings Account. TRICARE Supplement coverage also is available. Coverage begins on date of hire. Dental Insurance Employees have a choice of a copay plan or preferred provider network (PPO) coverage. Orthodontia coverage for children and adults is also provided. Vision Plan Coverage for eye examinations and eyewear materials (lenses and frames, contact lenses) is provided through both network and non-network providers. Flexible Spending Account Employees may contribute to a flexible spending account (FSA) for the tax-free reimbursement of out-of-pocket medical and dependent care expenses. Life and AD&D Insurance Life insurance and AD&D coverage amount will depend on your job position and salary. Employees also may purchase supplemental coverage through AMERICAN SYSTEMS. Disability Short and Long-Term Disability coverage provides salary continuation if you are unable to work because of a non-work related illness or injury. Employer-provided workers' compensation insurance provides coverage for work-related injuries. Critical Illness Insurance Employees may purchase critical illness insurance which provides up to a $20,000 lump sum cash, non-taxable benefit payment for certain covered major medical conditions to help improve financial security. Group Accident Insurance Accident insurance provides lump-sum cash payments to help provide a financial cushion in the event of an accident. Group Hospital Indemnity Insurance Hospital insurance can help you manage unexpected hospitalization costs by providing lump-sum benefits even for some that may not be covered by health insurance. ​​ 401(k) Plan The 401(k) plan offers a full range of investment options. Employees are automatically enrolled after 30 days of employment in the plan at 6% deferral and may contribute up to the maximum amount permitted by IRS rules. Employee Assistance Program (EAP) The employer-paid Employee Assistance Program provides all employees and their family members with confidential assessment, referral, resources, and crisis intervention to help resolve issues such as personal well-being, parenting and childcare, eldercare, financial problems, and legal concerns. Employee Stock Ownership Plan (ESOP) The ESOP provides employees with a stock ownership interest in AMERICAN SYSTEMS, thereby allowing employees to share in its growth and profitability. Scholarship Program Full-time employees are eligible to apply for financial assistance to complete undergraduate and graduate courses in fields of study consistent with company goals. Employees may receive up to $5,250 per calendar year in scholarship assistance. Combined Leave Account for Time Off Employees manage their holiday, vacation, personal days and sick leave through a combined PTO account Your PTO leave accrual rate and eligibility will depend on your position and your length of service with the company. Home & Auto Insurance Employees can enroll in MetLife's Home & Auto Insurance coverage through payroll deduction. A group discount is provided. Pet Insurance Employees can obtain healthcare coverage for their pets though an easy and convenient payroll deduction process. For more information contact us at: HR@AmericanSystems.com AMERICAN SYSTEMS reserves the right to amend or terminate these plans without prior notification.